Three generations of a family spending time together

    HMRC could be the biggest beneficiary of your estate

    How much inheritance tax would your family pay? Find out now

    Answer 5 or 6 quick questions for an estimate on screen. Go deeper to see how to cut it. Free, no email needed

    Do you own your own home?

    Get your initial inheritance-tax picture after 5-6 answers. Results on screen. No email required.

    What you will find out

    See where your planning may need attention

    Get more than a headline number. The diagnostic connects your likely inheritance tax position with the documents, family circumstances and funding questions that shape what your beneficiaries could actually receive.

    An indicative tax range.

    See an indicative range based on your estate, marital position and the home allowance information you provide.

    Planning points raised by your answers.

    Identify where liquidity, wills, ownership, trusts, family circumstances or older planning may need attention.

    A clearer next step.

    Understand which questions are worth modelling next and where professional judgement could change the outcome.

    Why Repton Estate Planning

    Inheritance tax planning backed by specialist experience

    20 years advising families. CII Advanced Diploma in Financial Planning · Full member of the Institute of Professional Willwriters

    CII Advanced Diploma in Financial Planning · Full member of the Institute of Professional Willwriters

    • 20 yearsadvising families
    • Advanced Diplomain Financial Planning
    • Full memberInstitute of Professional Willwriters

    What this has looked like for other families

    Planning case example

    £122,200 immediate reduction (on today's figures)

    A widow's will left her home on a discretionary trust, so her estate lost the residence nil rate band entirely.

    Imran redrafted the will to keep the family protection and restore her residence nil rate band and the allowance transferred from her late husband. The new will has been signed.

    An immediate £122,200 reduction in the inheritance tax her estate would face, on today's figures.

    Planning case example

    Over £600,000 in projected inheritance tax savings through coordinated estate planning

    A couple approaching retirement faced a major increase in projected inheritance tax once unused pension wealth was considered.

    Imran coordinated the estate plan with pension restructuring by an FCA-authorised adviser, gifting, trust planning, life cover and lasting powers of attorney.

    Projected comparison, not tax already saved. The final position depends on implementation and individual circumstances.

    Your next step

    Check the tax picture and the plan

    Get your estimate and see which parts of your estate plan deserve attention. Your result appears on screen and no email is required.