A Surrey home can be a substantial part of an estate. Review it alongside savings, pension benefits and the allowances available to your family.
The Property Problem
A home value alone does not establish an inheritance tax bill. Ownership, beneficiaries, pension treatment and available allowances affect the calculation.
Illustration, not a client case:
- £650,000 of home value and £150,000 of other included assets total £800,000.
- Assuming £500,000 of fully available bands, no earlier taxable gifts and no further exemptions or reliefs, 40% of the balance is £120,000.
- The assumed bands require a qualifying home left to direct descendants; the £1 million examples also assume full transferable spouse or civil-partner bands.
- Pension treatment, ownership and the actual facts must be checked.
The illustration depends on its assumptions; a full review may produce a different tax position.
What We Cover
- WillsGuardianship and asset protection.
- Lasting Powers of AttorneyCritical for accessing bank accounts if you lose capacity.
- Inheritance Tax PlanningUsing allowances, gifts and trusts to reduce your bill.
- Trusts for Blended FamiliesProtecting children from previous relationships.
Areas We Cover in Surrey
We offer remote consultations (video call or phone) or face-to-face meetings across:
- Guildford
- Woking
- Esher
- Reigate
- Dorking
- Farnham
- Godalming
- Camberley
- Leatherhead
- Weybridge
- Cobham
- Epsom
Why Choose Repton?
Not Solicitors
Repton fees are fixed and agreed before paid work begins. Any external professional fees are shown separately for approval.
Family Business
I'm a father who has managed my own father's estate. I started this to help families avoid the stress mine went through.
While we work extensively in Surrey, we also cover neighboring counties. Distance isn't a barrier for our remote services.