Inheritance tax and trust specialist

    Don't let HMRC be your biggest beneficiary

    Keep more of what you've built in the family, with inheritance tax and trust planning shaped around your wishes.

    Father walking with daughters through countryside - safeguarding family future

    Who We Work With

    We work with families and individuals who need more than a standard will. Every client receives tailored advice, personally delivered by Imran.

    Business Owners

    We model succession and Business Relief questions, then brief the relevant legal, tax and regulated advisers.

    Substantial Estates

    For estates near or above £1m, we model the position and coordinate agreed work. Regulated assets stay with an FCA-authorised adviser.

    Property Portfolios

    We coordinate property and cross-border objectives. Solicitors and local advisers remain responsible for legal and tax work.

    Blended and Second Families

    We identify competing family objectives, draft the wills and brief a solicitor where a lifetime trust deed is needed.

    Pension Holders

    We model the estate effect of the 2027 pension change. An FCA-authorised adviser handles any pension decision.

    Later Life and Incapacity Planning

    We draft LPAs and plan for younger beneficiaries, with specialist legal work referred where needed.

    Imran Ashraf - Founder

    Imran Ashraf

    Founder

    Why I Do This

    After more than 20 years in financial services, including building a financial planning practice with around £47 million of client assets, I discovered my true calling through a painful experience: managing my father's estate.

    When my Dad died in 2025, his affairs were chaotic despite my decades of expertise. The stress on our family was immense. I kept thinking about families without someone like me to guide them.

    "Most estate planning fails not because of bad advice, but because nothing is joined up properly. I built Repton to fix that."

    Solicitors bring legal expertise. Financial advisers understand investments and tax planning. Estate planning often fails because these areas are not joined up properly. Repton was built to bridge that gap: legally robust documents, explained clearly, with the wider family wealth picture in mind.

    The Process

    Thorough and properly coordinated. A structured framework to ensure nothing is missed and everything is properly implemented.

    01

    Understand the position

    Free initial conversation

    Speak directly with Imran to identify the issue, what matters to you and whether further help would be useful.

    02

    Agree the scope

    Written scope and fixed Repton fee

    You see the agreed work, Repton fee and any separately approved external professional costs before paid work begins.

    03

    Build the plan

    Analysis, options and agreed implementation

    Relevant fact-finding and analysis lead to clear options, commissioned document work and coordination with the right professionals.

    04

    Coordinate and review

    Implementation and agreed follow-up

    Repton helps coordinate the agreed actions and makes clear what is included, what sits with another professional and when any review begins.

    Fixed fees, agreed upfront, no surprises

    Every Repton fee is agreed before work begins. No hourly billing. Any solicitor, adviser or other external fee is shown separately and approved by you first.

    Fixed fee
    No hourly billing
    Written plan
    Professional coordination

    Trust Planning & Coordination

    Thinking about a trust? Get a straight answer before you pay for a deed.

    £2,995 fixed
    • Full comparison against the alternatives
    • Clear written recommendation, not a menu of options
    • Solicitor brief and coordination if you go ahead
    • No second Repton fee if this sits inside your inheritance tax or Estate Preservation plan
    Explore trust planning
    Whole-estate planning

    Inheritance Tax & Succession Planning

    What your estate may owe. What you can do about it. In writing.

    £2,995 fixed
    • Full inheritance tax position, now and projected
    • Planning routes compared, trade-offs included
    • Written report and priority action plan
    • 12 months coordinating the agreed actions with your professional team

    Estates above £15m: one fixed fee, agreed at your first meeting.

    Explore inheritance tax planning

    Estate Preservation

    Your inheritance tax plan, wills and LPAs. One job, one timeline.

    £4,995 fixed
    • Everything in Inheritance Tax & Succession Planning
    • Wills and LPAs drafted around the plan
    • One coordinated implementation, not three separate jobs

    Lifetime trust deeds, regulated financial advice and other external professional work are separate.

    Explore Estate Preservation

    The band uses the approximate combined value of the assets included in the review, before inheritance tax exemptions and reliefs and after secured borrowing. Up to £2m includes £2m; the next bands are above £2m to £5m inclusive and above £5m to £15m inclusive. Above £15m is individually quoted. No VAT is currently charged on Repton's fees.

    Wills, LPAs & Protection

    Clear document-led options remain available when advisory planning is not required.

    Foundation Protection

    For professionally drafted mirror wills and four LPAs.

    £1,895

    Family Protection

    For mirror trust wills, four LPAs and up to two appropriate will trusts.

    £2,795

    Wills

    • Single Will£449
    • Mirror Wills£799
    • Single Trust Will£895
    • Mirror Trust Wills£1,495
    • Single Trust Will plus both LPAs£1,495
    • Additional trust within a Will£495

    Lasting Powers of Attorney

    • Single LPA£499
    • Both LPAs per person£799
    • Couple LPA Package£1,495

    OPG registration fees are payable separately at the prevailing rate.

    Updates & storage

    • Will update per document£99
    • Independent will storage each year£100
    Explore wills and LPAs

    Specialist services

    Cross-Border Coordination

    For estates with assets or family in more than one country.

    See service and fixed fees

    Islamic Estate Planning

    UK-valid wills and succession planning informed by Islamic principles.

    See service and fixed fees

    Executor Advisory

    A focused guidance meeting or ongoing support for a complex estate.

    Guidance meeting £795

    Explore executor support

    Ongoing reviews

    Estate Care: £495 a year

    For will and LPA clients who want their documents and core estate plan kept current.

    Explore Estate Care

    Estate & Inheritance Tax Advisory Review: £995 a year

    For advisory clients who need annual re-modelling, implementation and trust-planning reviews.

    Explore advisory reviews

    What Clients Say

    "Easy to talk to, no question is silly to ask, very easy to contact and approachable."

    David Martin

    "I found him to be highly professional, well-informed and able to explain my various options in a clear and concise manner. He has always responded to queries promptly and in full."

    Tony Pooley

    "High quality work. He is a knowledgeable and conscientious advisor that always puts his clients first."

    Nigel Love

    "Imran has always been trustworthy, diligent and easy to understand in all my interactions with him."

    Julie Coppola

    "Imran has always been a diligent and trustworthy partner. We regard his expertise highly. Imran is an asset to his clients."

    Irfan J Malik

    Client feedback from Imran's previous financial advisory career.

    Common Questions

    Everything you need to know about professional estate planning.

    Direct Access

    Speak directly with Imran. No call centers, no gatekeepers.

    Direct Line

    0118 230 4987

    Availability

    Mon-Sat, 9am - 6pm

    Send a Message

    Prefer to write? I typically respond within one hour during business hours.

    Preferred reply method

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