Inheritance tax
Pension inheritance tax from April 2027: what £100k could leave your family
The same £100k through 4 scenarios, what your executor will face and what to check before the rules start
Knowledge Centre
Specialist Estate Planning Resources
Interactive diagnostics, specialist calculators and plain English guides for complex estate planning decisions.
Latest guides and insights
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Lasting powers of attorney
No lasting power of attorney? What your family faces
What the court route costs and what to do with an LPA nobody registered
Wills and property
Joint tenants or tenants in common: why your will may not decide who gets the house
How the way you own your home can override your will, how to check which way you own it and what to think about before you change it
Premium Diagnostic
Private Inheritance Tax Assessment
Private Inheritance Tax Diagnostic
For families, business owners and higher-value estates who want to understand potential inheritance tax exposure, liquidity risks, outdated planning structures and family succession issues.
Start DiagnosticBuilt for larger and more complex estates
- Indicative inheritance tax exposure range
- Five-pillar estate risk analysis
- Personalised results and report option
- Designed for larger and more complex estates
Specialist Estate Planning Tools
Built for specific estate planning risks. Each tool gives you a personalised output in under five minutes.
April 2027 rule change
The 2027 Pension Trap Calculator
See the before and after inheritance tax impact of pension wealth being pulled into your estate.
Islamic inheritance + UK law
The Faraid Reconciliation Tool
Map your estate against faraid, UK intestacy and your current will. See where they diverge.
Second marriages and stepchildren
The Blended Family Stress Test
Four scenarios. Real numbers. See which one your current will fails and how to fix it.
For newly appointed executors
The Executor's 90-Day Tracker
Every statutory deadline, every personal liability flag, for your specific estate.
Property owners and landlords
The Property Inheritance Check
Check whether ownership, tax funding and family plans support the property outcome you want.
Business owners
The Business & Family Inheritance Check
Check who could control the business, who inherits its value and where your succession plan has gaps.
Supporting Resources
Shorter checks and reference guides that support the specialist planning pages.
9-Question Estate Planning Risk Check
Answer 9 questions to receive a personalised estate planning risk score for simpler estates.
UK Intestacy Rule Checker
See how an estate could pass under the intestacy rules in England and Wales where there is no valid will.
Estate Planning Dictionary
Plain-English explanations of common estate planning terms, from executors and trustees to nil-rate bands and lasting powers of attorney.
Essentials
Why You Need an LPA (Before It's Too Late)
Without one, arranging authority to act can cost thousands and take months. Here's what an LPA actually does.
What Actually Happens: Start to Finish
The complete timeline. From first call to signed documents. No surprises, no hidden steps.
8 questions to ask before choosing an estate planner
8 questions that separate professional estate planners from unqualified will writers. Ask these before you hire anyone.
Secure Will Storage
Why the original will matters, how secure storage works and why many clients choose this simple protection.
Financial & Tax
Will HMRC Take 40% of Your Estate?
How inheritance tax thresholds work, who pays and 10 legal ways to reduce your bill after the 2026 to 2027 changes.
The Real Cost (No Hidden Fees)
Exact prices for wills, LPAs and trusts. Compare solicitors vs specialists. Know what you're actually paying for.
Helping Your Kids Buy? Read This First
One mistake with gifted deposits can trigger £65k tax bills or care fee disputes. The 3 traps parents never see coming.
Risks & Diagnostics
Do You Actually Need This Right Now?
Take the 5-minute diagnostic. If you score above 6, estate planning isn't optional anymore.
Pensions and inheritance tax After April 2027
From April 2027, defined contribution pensions are expected to form part of the taxable estate. This guide explains the planning challenges, the questions clients should be asking now and how estate planning can be coordinated alongside existing financial advice.
Going Through a Divorce? Your Will Might Not Work
Separation doesn't change your will. Your ex could still inherit everything. And they might control your children's money. Here's what actually happens.
Die Without a Will? Here's What Happens
Unmarried partners can get nothing. Here's how intestacy works.
Is Your Will Still Valid?
Divorce, remarriage, new children? Your will might be worthless. Run through this 5-point health check.
Blended Families: The Hidden Risk
Your children could inherit nothing if your spouse remarries. How sideways disinheritance happens and how to stop it.
Property & Probate
Estate Planning for Property Owners
Trust-structured estate planning for families with property portfolios. Reduce inheritance tax, control inheritance timing and protect wealth across generations.
Joint Tenants vs Tenants in Common
How you own your home determines who inherits it. Get this wrong in a second marriage and your children lose everything.
How to Sever a Joint Tenancy
Step-by-step guide to changing from joint tenants to tenants in common. Protect your children and control who inherits your home.
What Executors Wish You Knew
Practical lessons for executors and families. The simple steps that save your family months of stress and thousands in fees.
Local Services
Estate Planning in Berkshire
Reading, Wokingham, Windsor, Newbury. Local property values mean most homeowners now face inheritance tax.
Estate Planning in Surrey
Guildford, Woking, Esher, Reigate. Average house prices exceed £650k. Is your estate over the threshold?
Estate Planning in Hampshire
Winchester, Basingstoke, Alton. Rural property premiums push estates into the tax bracket. Are you protected?
Estate Planning in Oxfordshire
Oxford, Henley-on-Thames, Wallingford. High property values mean tax planning is essential, not optional.
Estate Planning in Buckinghamshire
Beaconsfield, Marlow, Amersham. London commuter belt prices mean £200k+ tax bills are increasingly common.
Estate Planning in West London
Richmond, Chiswick, Ealing. Property values over £1m+ create significant inheritance tax exposure.
Specialist Services
Estate Care Plan
Annual estate review, will & LPA updates, inheritance tax exposure check and priority advisory access. £495 a year.
Inheritance Tax & Succession Planning
Reduce inheritance tax and create a clear plan for passing on your wealth. Includes full assessment, modelling and optional implementation support.
Shariah-Informed Estate Planning
UK law compliant Islamic wills that honour both Islamic inheritance principles and English legal requirements.
Cross-Border Estate Planning Coordination
For clients with property or assets in multiple countries. We coordinate your UK will with international planning to avoid conflicts and delays.
Executor Advisory Service
Expert guidance for executors handling complex estates, including help with next steps, documentation, inheritance tax preparation and estate administration oversight.
For Professionals
Working With Professional Introducers
We work closely with IFAs, mortgage brokers, accountants and solicitors to provide seamless estate planning for your clients. Clear processes, transparent pricing and professional service.
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