Your will and LPAs are only as strong as how up-to-date they are. Life changes, property, family and relationships evolve, but most people forget to update their documents.
Five Key Questions
1. When was your will last reviewed?
If it's been more than 3–5 years, it's worth revisiting. Life moves faster than we expect.
2. Does it still reflect your family circumstances?
Think about births, marriages, divorces, or estrangements. Marriage revokes a will automatically. Divorce treats the ex-spouse as "dead" in the will, which can leave gaps.
3. Does it name the right executors and guardians?
Are your chosen executors still willing and able? If you have young children, are your named guardians still appropriate?
4. Have you updated property ownership?
Significant purchases, inheritances, or business interests may have changed since your last will was written. Have you moved house?
5. Do you have both Health & Property LPAs?
These let you nominate trusted people to make decisions if you can't. Many people have neither, or only one type.
What Happens Next?
If any points raised a concern, it's time for a quick review. A 15-minute chat can ensure your affairs are actually protected.