Website and Tool Terms

These terms govern use of the public website and its ungated tools. They do not replace the separate documents that govern commissioned professional work.

1. Operator and contact

Wealth Catalyst Limited, company number 09535864, trading as Repton Estate Planning, operates this website. Its registered office is 3 Repton Road, Earley, Reading, England, RG6 7LJ. Contact us at office@reptonestateplanning.co.uk.

Repton offers estate-planning services, including Islamic wills across the UK. The jurisdiction and professional responsibilities for commissioned work are confirmed in its written scope. The limited jurisdiction of an individual calculator or other public tool is stated separately.

2. Public resources and tools

Our calculators, diagnostics, guides and checklists provide general educational illustrations. They are not personal legal, tax or regulated investment advice, a guarantee of a tax result or court outcome, or a substitute for checking documents, title, beneficiaries, family circumstances and current law. Results depend on the information supplied, the model's scope and its assumptions.

Some tools illustrate England and Wales rules or a specified Islamic inheritance model. These limits do not define the full geographical scope of our paid services. Read each tool's scope and limitations before relying on its result.

3. Commissioned work

Visiting this website or completing a free tool does not itself form a professional client relationship. Commissioned services are governed by a separately signed Letter of Engagement and a case-specific Service and Fee Confirmation. Those documents set out the work, inclusions, exclusions, prices, third-party fees, professional responsibilities and cancellation information.

Where the engagement refers to terms on this website, it identifies the version that applies and provides a durable way for you to retain or access it. These website-use terms do not replace those agreed documents.

4. Joint clients, conflicts and referrals

For joint instructions, the engagement explains each client's position, confidentiality and what happens if interests conflict, including whether we must stop acting. Work outside the agreed scope, or requiring regulated, reserved or specialist services, is referred to or coordinated with an appropriately qualified and authorised professional. Repton's involvement does not itself constitute independent external legal or tax verification.

5. Fees, cancellation and complaints

The agreed engagement confirms Repton's applicable fees, payment stages, inclusions and approved external costs before paid work begins. A free initial conversation does not commit you to paid work. Statutory consumer cancellation information is provided before the commissioned contract is entered into.

An early-start request does not automatically remove every cancellation right. The service and applicable law determine the position. Nothing in these terms restricts a statutory right.

Professional-service complaints and data-protection complaints are separate. The engagement explains the service-complaints route. Our Data Protection Complaints Procedure explains the privacy route. Nothing here limits your right to contact a regulator.

6. Personal information and cookies

Read our Privacy Notice, Data Protection Complaints Procedure and Cookie and Similar Technologies Notice. Requested reports and optional marketing are separate choices. Information about a form's particular processing appears where it is collected.

7. Accuracy, responsibility and professional position

We seek to keep public resources accurate, but law, reliefs and circumstances change. Paid services are provided with reasonable care and skill. Nothing in these terms excludes statutory consumer rights or liability that the law does not allow to be excluded.

Repton is not an SRA-regulated law firm and does not provide FCA-regulated investment advice. Reserved or regulated work remains with the appropriate authorised professional.

8. Governing law, versions and changes

These website terms are governed by the law of England and Wales, subject to mandatory consumer protections, including protections that apply to consumers elsewhere in the UK.

We show the approved version and effective date and retain superseded versions. New website versions apply prospectively; updating this page does not silently amend an existing engagement. Changes affecting an existing contract follow that contract and applicable notice or agreement requirements.